Life is unpredictable, but your family's future doesn't have to be. We help you protect what matters, build tax-advantaged wealth, and pass down a legacy — with honest advice and no pressure.
David Aurora founded Ace Wealth Management to give families a straightforward alternative to the scripted sales calls that most insurance shopping turns into. As an independent, licensed life insurance specialist (NPN 22137606), David works across multiple top-rated carriers rather than one — so the plan fits the family, not a quota.
Every conversation starts the same way: understand what you're actually trying to protect, then find the coverage that does that for a price that makes sense. No jargon, no pressure, no wondering if you got sold the wrong thing.
Every plan starts with a conversation about what you're protecting — then we match you to the coverage that actually fits.
Protect your loved ones and give them peace of mind, with coverage sized to your family's real needs.
Grow wealth tax-advantaged with a guaranteed floor.
Pays off your mortgage if the unexpected happens.
"Honest advice, no pressure. Every plan is built around your goals and your budget — never a quota."
Built around your goals and budget, not a cookie-cutter policy.
Access to several top-rated insurers, not just one company's shelf.
Straightforward paperwork from quote to policy.
Here for the life of your policy, not just the sale.
Coverage is placed through Americo, Mutual of Omaha, Transamerica, and Ethos — financially strong, top-rated carriers, so every recommendation is backed by real strength, not just a good sales pitch.
It depends on your income, debts, and how many years of support your family would need — most people start with 10–15 times their annual income as a rough baseline, then adjust from there.
Term covers you for a set period at a lower cost. Permanent policies, like indexed universal life, last your whole life and can build cash value you can access later.
Not always. Several of our carriers offer simplified or accelerated underwriting — no exam, and a decision in as little as 24–48 hours in many cases.
Simplified-issue policies can be approved and active within days. Fully underwritten policies typically take a few weeks.
No. The initial consultation is free, and there's no obligation to move forward.
Call or text 630-207-9920, or email managementacewealth@gmail.com. You can also fill out the form below and we'll follow up within one business day.
Yes, every policy needs at least one named beneficiary — the person or people who receive the payout. You can name more than one, set percentages, and update your beneficiaries at any time as life changes.
Often, yes. Approval and pricing depend on the type of condition, how long ago it was treated, and your current health — some carriers specialize in coverage for people with a health history that others decline. We'll look at your specific situation and match you to a carrier that fits.
Yes, tobacco use typically increases premiums, and carriers vary in how they define it (cigarettes, vaping, and occasional cigars aren't always treated the same). Some carriers offer better non-tobacco rates after a period of being smoke-free — worth asking about if that applies to you.
Send a message and we'll follow up within one business day.
